Financial Analytics is the process of using data, statistical models, and predictive techniques to analyze financial data and support decision-making in businesses, banks, and investment firms. It enables organizations to gain deeper insights into performance, manage risks, and identify growth opportunities. Key areas of Financial Analytics include: • Risk Management – Assessing credit, market, and operational risks. • Profitability Analysis – Evaluating product, service, or customer profitability. • Predictive Analytics – Forecasting revenues, expenses, and cash flow. • Fraud Detection – Using AI/ML to identify suspicious transactions. • Investment Analytics – Optimizing portfolios and trading strategies. • Regulatory & Compliance Analytics – Ensuring adherence to financial regulations. • Customer Analytics – Personalizing financial products and services.